TBC Concept card is TBC's new product that allows you to enjoy privileged banking services and offers, along with updated daily benefits. It also enables you to perform banking operations remotely, supported by Mobilebanking and the Concept Center/online chat 24/7, without a private banker.

TBC Concept card is designed for those who use banking services daily, actively take advantage of non-banking products and offers, and prefer to manage their finances and banking operations independently, without a private banker.

Upon purchasing the TBC Concept card, you receive Visa Platinum and Mastercard World Elite premium cards.

The service fee is:

For residents: 20₾ per month / 200₾ per year

For expats: 25₾ per month / 250₾ per year

Replacing a damaged or lost card is completely free and can be done remotely via Mobilebank.

One of the key advantages of using a TBC Concept card, in addition to personalized banking services, travel benefits, and special offers, is the range of everyday benefits, such as: earning rewards on daily payments, withdrawing cash free of charge from any ATM in Georgia, paying utility bills with no commission, and more.

With every payment made via a TBC terminal, you earn 0.5% of the paid amount.

Cashback won’t be accumulated: gambling, government services, financial transactions, utility payments, public transportation payments and other types of transactions.

The cashback is credited to the Loyalty Piggy Bank. You can transfer the accumulated funds to your account at any time via Mobilebank.

TBC Concept card account is multi-currency and is available in four currencies: GEL, USD, EUR, GBP.

TBC Concept card can be purchased:

Via Mobilebank

At any TBC Bank branch

By calling *2727 (for existing TBC Concept customers - *2700)

You can activate and use the digital version of your card immediately upon purchase. The physical card will be ready on the next business day.

You can collect the card at your chosen branch or have it delivered to your specified address.

If you have other TBC Concept card(s), you can either close them or keep them until the plastic card's expiration date. Bank’s standard tariffs will apply to their services, but you will no longer pay the package fee or tariffs for the old package.