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Personal Banker

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tbc concept digital

TBC Concept Card

The TBC Concept Card is designed for those who wish to use premium banking services and offers remotely. With the Concept Card, you receive the following benefits:

  • check-circle-filled Concept Center service 24/7
  • check-circle-filled Cashback on everyday payments
  • check-circle-filled Exclusive offers and travel benefits
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If you are not a registered TBC user, you will not be able to use this functionality. Please contact us at 032 227 2700

TBC Card terms

Main Benefits
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Cashback on card payments at TBC terminals: 0.6% of the paid amount*From April 15, 2026, 0.5% of the amount paid.
Increased cashback in selected categories: Doubled cashback (1.2%)*The condition is valid until April 15, 2026.
Categories: grocery, fuel, pharmacy
Cash withdrawal in GEL from any ATM in Georgia.: Free – up to 10 000₾ within the monthly limit. >10 000₾ Standard fee, free of charge at TBC Bank's ATM with out a limit
Without TBC card: 0.2% min. 0.2 ₾, Other bank 2% min. 2 $/€
External Transfers in Gel: Free-up to 10 000 ₾ within the monthly limit >10 000 ₾ - 1₾
Utility Payments: Free
standard term for another card: 0.5 ₾
Private banker: -
Not available without Concept card
Cash Withdrawal
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Card Limits
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Transactional Operations
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Additional Services
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Travel Benefits
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Premium Services and Exclusive Benefits
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Frequently Asked Questions

What is TBC Concept card?

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Who is TBC Concept card for?

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Which card do I receive when purchasing TBC Concept Card?

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What is the service fee for TBC Concept card?

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What is the cost of replacing a damaged/lost card?

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What are the main benefits of TBC Concept card?

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How can I earn cashback when paying with the TBC Concept card?

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How can I earn doubled cashback?

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How can I select a preferred cashback category?

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Can I change my selected cashback category?

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To which account is the cashback credited?

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In which currencies is the card account available?

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Where can I purchase TBC Concept card?

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How soon can I collect and activate my card after purchase?

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Where can I collect the physical card?

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If I already use another TBC Concept card, can I still use my old cards?

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Contact Us
call-outlined +995 32 2 27 27 00
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