თიბისი ბარათი

TBC Concept Cards

Choose your preferred card and get diverse benefits and offers.

check-circle-filled Enjoy premium banking services
check-circle-filled Earn rewards on everyday payments and take advantage of exclusive offers
check-circle-filled Benefit from travel privileges

TBC Card terms

Main Benefits

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Cashback on card payments at TBC terminals: 0.6% of the paid amount*From April 15, 2026, 0.5% of the amount paid.

Increased cashback in selected categories: Doubled cashback (1.2%)*The condition is valid until April 15, 2026.

Categories: grocery, fuel, pharmacy

Cash withdrawal in GEL from any ATM in Georgia.: Free – up to 10 000₾ within the monthly limit. >10 000₾ Standard fee, free of charge at TBC Bank's ATM with out a limit

Without TBC card: 0.2% min. 0.2 ₾, Other bank 2% min. 2 $/€

External Transfers in Gel: Free-up to 10 000 ₾ within the monthly limit >10 000 ₾ - 1₾

Utility Payments: Free

standard term for another card: 0.5 ₾

Private banker: -

Not available without Concept card

Cash Withdrawal

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Card Limits

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Transactional Operations

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Additional Services

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Travel Benefits

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Premium Services and Exclusive Benefits

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Frequently Asked Questions

What is a TBC Concept Card?

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Which cards are included with the TBC Concept?

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What is the difference between TBC Concept Cards?

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What is the TBC Concept Card service fee?

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How much does it cost to renew the card in case of damage/loss?

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Where can TBC Concept Cards be used?

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What are the advantages of TBC Concept Cards?

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Will the money or points be returned to me when making a payment?

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How can I accumulate more money when paying with a TBC Concept Card?

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Which categories can be selected?

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How is the desired category selected, and how often can it be changed?

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What percentage will be credited in the selected category?

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To which account is the cashback acumulated?

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In what currency is the card account opened?

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How long after purchasing the card will I be able to pick it up and activate it?

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Where can I pick up the manufactured card?

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Where can I buy a TBC Concept Card?

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If I already use another TBC Concept Card, will I be able to continue using my old cards?

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Personal Banker

TBC Card terms

What is a TBC Concept Card?

Which cards are included with the TBC Concept?

What is the difference between TBC Concept Cards?

What is the TBC Concept Card service fee?

How much does it cost to renew the card in case of damage/loss?

Where can TBC Concept Cards be used?

What are the advantages of TBC Concept Cards?

Will the money or points be returned to me when making a payment?

How can I accumulate more money when paying with a TBC Concept Card?

Which categories can be selected?

How is the desired category selected, and how often can it be changed?

What percentage will be credited in the selected category?

To which account is the cashback acumulated?

In what currency is the card account opened?

How long after purchasing the card will I be able to pick it up and activate it?

Where can I pick up the manufactured card?

Where can I buy a TBC Concept Card?

If I already use another TBC Concept Card, will I be able to continue using my old cards?