TBC Concept Card and TBC Concept Card 360 are new products from TBC that provide privileged banking services, exclusive offers and daily updated benefits tailored to your needs. 

When you purchase the TBC Concept Card, you receive a Visa Platinum and a Mastercard World Elite. When you purchase the TBC Concept 360, you receive a Visa Signature and a Mastercard World Elite.

TBC Concept Card is designed for individuals who use banking services as part of their daily routine, actively engage with non-banking products and offers, and prefer to manage their finances and banking operations independently, without a private banker. 

TBC Concept Card 360 is designed for those who, in addition to the benefits of banking and non-banking services and personal banker assistance, require even more financial tools and expanded opportunities.

TBC Concept card service fee depends on the card type: 

Different service fees are avaialble for expats clients: 

Card renewal due to damage or loss is completely free of charge. 

The card can be used at any ATM, terminal, or for online payments both in Georgia and abroad.

The TBC Concept Cards offer several advantages, including personal banking services, travel benefits, and daily simplified perks such as: 

With TBC Concept Cards, you earn rewards in GEL on various types of payments and offers, making it much easier to accumulate, track, and use your rewards as you wish.

You earn with every payment made via a TBC terminal:

Cashback won’t be accumulated: gambling, government services, financial transactions, utility payments, public transportation payments and other types of transactions.

Cashback is credited to a dedicated wallet. You can transfer the accumulated amount to your account at any time through the Mobilebank app. 

The TBC card account is multi-currency and can be opened in four currencies: GEL, USD, EUR, and GBP. 

You can immediately activate and use the digital version of your card upon purchase. The physical card will be produced and ready for pickup the next business day. 

You can pick up the physical card at any branch of your choice or have it delivered to the address you specify.   

The TBC Concept Card can be purchased: 

If you are already using another TBC Bank card, you can either close your existing cards or continue using them until the end of their term. Standard bank fees will apply for services related to the old cards. However, once you switch to the new TBC Concept card set, no additional commission or tariff will apply for the previous set.