TBC VISA Signature cardholders can utilize the buyer's protection benefit, which offers replacement, repair, or reimbursement for items purchased with the card within 365 days if damaged or stolen.

The insurance applies to purchases made both while traveling and in the cardholder's home country, including gifts and online purchases, but only for personal use, not for commercial or business purposes.

In case of an insurance incident, cardholder can contact the Visa Concierge team for assistance in completing the formalities with the insurance company.

The Insurance Service (hereinafter referred as the "Service") is an optional benefit that you can choose to use. Chubb Insurance South Africa Limited (hereinafter referred to as the "Company") provides these services upon your request and sets the terms and conditions for it at its own discretion. The Company takes full responsibility for carrying out its obligations and services in a proper manner as well as for compliance with the terms and conditions set.